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Open a Portuguese bank account

A Portuguese bank account makes life easier: paying rent, receiving salary, setting up utilities, and more. I'll help you open one without the hassle.

Even if your situation does not fit this service exactly, I can often still help

This page covers the most common case. If your situation is slightly different, involves extra paperwork, correspondence, or does not fit neatly into one service, get in touch and we can look at it together.

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What is it?

Having a local bank account in Portugal simplifies everything: paying rent, receiving your salary, setting up direct debits for utilities, and managing your day-to-day finances. Most banks require a NIF and proof of address. Some offer online applications for EU citizens, while others require an in-person visit. The process can vary between banks and is often entirely in Portuguese.

What Liesbeth does for you

  • Recommends the best bank for your situation (digital vs. traditional)
  • Prepares your application with all required documents
  • Submits the application online or coordinates the in-person process
  • Follows up until your account is fully activated and ready to use

Price

€99

Online service

No account yet? You’ll create it in this flow before paying for step 2.

Prices are per person unless stated otherwise. Government fees (typically €16–€30) are not included and paid directly to the relevant authority. Need multiple services? Contact me for a combined offer.

Read the free guide

You might also need

NIF
The NIF is the very first step for any expat in Portugal. Without it, you can't open a bank account, sign a rental contract, or register with the health system.

€75

Learn more
NISS
The NISS is your social security number in Portugal. You need it to work legally, access public healthcare, and receive benefits.

€75

Learn more
CRUE
If you're an EU citizen staying in Portugal for more than 3 months, you need a CRUE. It's your official proof of legal residence.

€150

Learn more